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What is Business Life Insurance

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Relevant life cover

Tax-efficient life cover for directors, written off as a business expense.

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Executive income protection

Sick pay that’s tax free and can be written off as a business expense.

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Shareholder cover

Helps remaining shareholders buy back shares and keep the business stable.

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Business loan cover

Covers business loans taken out by directors with a personal guarantee.

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Business loan cover

Protects agains the financial impact of losing a key person in your business.

Each product can be taken out individually. Click below to have a chat and let us know your needs for your business. We will then send you a no-obligation quote.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Why get Business Life Insurance?

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Make sure you are taking advantage of tax benefits & protecting the one thing you work so hard for: your business.

Business Life Insurance acts as a safety net for your company if a key person or owner passes away.

  • Tax efficient life insurance policy
  • Cover business loans and liabilities
  • Provide cash flow when it’s needed most
  • Help with ownership transitions
  • Keep your business running with minimal disruption

Business Life Insurance scenario: How it could help

Based on a mortgage balance of £250,000

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Monthly bills

  • Utilities £300
  • Essentials £600
  • Transport £400
  • Childcare £600
  • Other costs £1,100
  • Total £3,000/month
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Life insurance payout

£250,000

Tax free lump sum to your loved ones

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Time covered

6.9 years

Of bills paid, giving your family time and security when they need it most.

We place your policy in trust so your payout is tax free and skips probate, getting to your loved ones faster.

How Business Life Insurance works

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You take out a policy

Choose the right level of cover for your family..

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If the worst happens

Your loved ones make a claim.

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They receive a tax free lump sum

To use however they need.

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Their future is financially protected

Giving you peace of mind.

Why choose us

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Personal export support

You’ll have a dedicated broker who will work with you to make sure your business life insurance is set up right

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Access to leading providers

We work with a wide range of 5 Defaqto providers to find the most competitive and reliable cover for your business.

Protect your business. Save on tax.

Get in touch today for a free, no-obligation quote.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Get a free, detailed report on the most complete life insurance solutions for you and your family.