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Why get Critical Illness Cover?

Whether it’s making sure you have enough money to cover your bills long term or paying off the mortgage, people often overlook the financial impact of being disgnosed with a critical illness.

The odds of becoming critically ill are higher than dying, having a critical illness policy allows your family to focus on recovery instead of worrying about the financial implications that come with being diagnosed with a critical illness.

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Our criteria to see if you qualify:

  • You or your partner are the main income earners.
  • You have financial commitments (bills, loans, living costs).
  • You have children or dependents.
  • You want financial security if the unexpected happens.
  • You want the freedom to focus on recovery without money worries.

If you tick 2 or more, Critical Illness Cover is worth considering.

Critical illness scenario: How it could be

Based on a family with £2,500/month in outgoings

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Monthly outgoings

  • Bills & utilities £800
  • Transport £300
  • Food & essentials £700
  • Other costs £700
  • Total £2,500/month
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Critical illness payout

£100,000

Tax free lump sum paid to you

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Help when you need it most

Up to 40 months of financial support to cover your outgoings and commitments while you focus on recovery.

See how it made a real difference

Hear how critical illness gave one client the financial support they needed most.

When the insurer initially didn’t want to pay, Adam stepped in and handled everything. Thanks to his help, I received the payout and it has changed everything.

- James, 42

Received a £100,000 payout

When the insurer initially didn’t want to pay, Adam stepped in and handled everything. Thanks to his help, I received the payout and it has changed everything.

- James, 42

Received a £100,000 payout

How Income Protection works

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You take out a policy

Choose the right level of cover for your needs.

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You’re diagnosed

With a condition listed on your policy.

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You receive a tax free lump sum

Paid directly to you.

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You can focus on recovery

Use the money to cover bills, loans, daily costs and more.

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Get the financial support you need

Request your free, no-obligation quote today.

Get a free, detailed report on the most complete life insurance solutions for you and your family.